Travel Insurance

Why Buy Travel Insurance?

Do you plan on getting away a few times over the next year? A long weekend on the Gold Coast, a New York adventure or a family vacation in Bali? If you are planning several trips a year, KIA’s  travel insurance plans could save you time and money.

Travel insurance is designed to cover you, your belongings and the cost of your travel arrangements against a variety of unforeseeable reasons that may affect you or your travel plans.

Emergencies can happen when you least expect it. Travel insurance provides coverage for Trip Cancellation or Interruption; Medical Emergencies; Baggage (loss, damage or delay) or Travel Delay and much more.

Many travel products are non-refundable, and the best airline and cruise deals usually come with few options if you can’t actually take your trip. Last week the airline happily booked your flight. This week it declared bankruptcy. Last month you booked a spot on a Caribbean cruise. A few weeks later a family member became critically ill. Things happen.

You can choose an annual travel insurance policy which will give you coverage for trip durations of 30, 45 or 60 days. Or if you need long stay travel insurance for 12 months of continuous coverage you will need to buy a single trip insurance policy for 12 months.

It is increasingly important to protect yourself and your travel investment.

Baggage/Personal Effects Loss

You’ve heard it before, leave your valuables at home! But sometimes an expensive camera or formal suit taken on the trip is lost or stolen. Your homeowner’s policy may cover only a small portion of the total loss.

Terrorist Incidents

Terrorist Incidents that disrupt travel plans are an unfortunate reality. If your trip is affected by an unforeseen Terrorist Incident, we have plans to help minimize the financial loss that you may incur.

Medical Coverage

Does your health insurance cover you away from home? Many plans offer little or no coverage for on-trip medical bills. Our plans cover on-trip medical expenses and also provide coverage for medical transportation costs if you must be medically evacuated for appropriate care.

Give us a call to discuss your travel risks and how you can be protected.

1 268 462 0049

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