Home Owner Tips

Before A Hurricane

  1. Make a record of your personal property. Take photographs or videotapes of your belongings. Store these documents in a safe place.
  2. Make sure that your insurance coverage is up to date.
  3. Insurance policies, deeds, property records and other important papers should be kept in  in water resistant/proof plastic packaging in a secure and safe location

Hurricane Things To Do

  1. Make sure hurricane shutters  are in good working condition.
  2. Trim/prune all overhanging tree branches and large trees on your property.
  3. If your roof is galvanized steel make sure it is fastened down properly.
  4. Remove or tie down any loose obstacles  around your property.
  5. Make sure all drains and gutters around your property are clear.
  6. Check retaining walls. Make sure they  are in good condition.

In Case Of  Flooding

  1. Locate and know how to shut off  main switches/valves for electricity, gas and water.
  2. Make sure all faucets are turned off overnight, especially if the property will be unattended.
  3. Elevate  electric water heaters and pumps if possible.
  4.  Identify natural run-offs around your property to see if  they will become  a hazard.
  5. Do not build in a flood prone area without planing to reinforce and elevate your home.
  6. In case of flash flooding – preserve life first, evacuate to higher ground if likely to be life threatening….

Fire Prevention

  1. Do not overload electrical circuits with too many appliances.
  2. Check  electrical outlets or switches to see if they are unusually warm or hot to the touch.If they are warm this may indicate a potentially dangerous wiring condition. If such a situation occurs unplug cords, avoid using switches, and call an electrician to check the wiring.
  3. Replace frayed electrical cords before they burn or cause a fire.
  4. Do not run extension cords under rugs or carpets. Extension cord wires wear easily and may short out, causing a fire.
  5. Keep a fire extinguisher in key areas such as the kitchen, bedrooms, workshop, and garage.
  6. There are different types of Fire Extinguishers – not all are recommended for electrical fires.
  7.  Fire Extinguishers are usually rated A, B Or C. For electrical fires the Fire Extinguisher MUST have a C rating.
  8. A ratings are good for TRASH–WOOD–PAPER,TEXTILES, and PLASTICS.
  9. A Class B rating is effective against flammable liquid fires. These can be fires where cooking liquids, oil, gasoline, kerosene, or paint have become ignited.

Things To Do If  Returning To A Damaged Property.

  1. After a hurricane, be aware of possible structural, electrical or gas-leak hazards in your home.
  2. Make sure that it is safe to enter. Record by taking photos, anything you have to do, especially if you have to clear debris and or make temporary repairs etc, before we have seen the damage. Hold unto all receipts for money spent.
  3.  if you suspect any damage to your home, shut off electrical power, and propane tanks to avoid fire, electrocution or explosions.
  4. If it is dark when you are inspecting your home, use a flashlight rather than a candle or torch to avoid the risk of fire or explosion in a damaged home.
  5. If you see frayed wiring or sparks, or if there is an odor of something burning, you should immediately shut off the electrical system at the main circuit breaker if you have not done so already.
  6. Wear sturdy shoes or boots, long sleeves and gloves when handling or walking on or near debris.
  7. Be aware of hazards from exposed nails and broken glass.
  8. Do not touch downed power lines or objects in contact with downed lines. Report electrical hazards to the utility company.
  9. Be very careful when entering any structure that has been damaged.Check for cracks in the roof or foundation.
  10. If  you are wet, standing in water or unsure of your safety, do not touch anything electrical.
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