Material Damage Insurance


Mterial DamageThis type of cover will allow you to protect your all of your critical business assets. It is designed to provide protection of your business property against damage from any unexpected, sudden or unforeseen occurrence otherwise not excluded.



Coverage can be provided for Office Contents, Fittings and Fixtures, Stock, Tenants Improvements and Equipment for the following perils:


  • Impact
  • Fire
  • Explosion
  • Hurricane
  • Lightning
  • Storms
  • Earthquakes Or Volcanic Eruptions
  • Riots And Strikes
  • Locked Out Workers
  • Malicious Damage
  • Tornado’s Or Tropical Storms including rain floods or overflow of the sea occasioned thereby
  • Tempest and flood
  • Escape of water from Pipes, Tanks or other Storage Devices
  • Aircraft and other aerial devices and /or articles dropped therefrom

Any  policy claims will have to be a result of the above mentioned perils.


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