Employers Liability

 Employers LiabilityIf an employee is injured Employers Liability Insurance will protect your business.

This type of  insurance only covers your employees and will provide compensation for employee injuries sustained whether on or off site and must occur during working hours.

Employers must be proven negligent for the injuries arising out of and in the course of their employment for a claim payment to be made on the policy.

In order to calculate a premium the employees wages for the entire year along with the occupation must be provided

Indemnity is provided in respect of injury to employees arising out of and in cause of their employment

Limit of indemnity is EC$5,000,000.00 per person.

 

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