Accident Reporting

Sometimes, bad things do happen, no matter how careful we are. Think through these steps now. If a car accident happens, you’ll know what to do.

  • Safe guard property and life as best you can.
  • Promptly notify the police and call for an ambulance if anyone is hurt.Cooperate with any authorities who come to the scene.
  • Take reasonable steps to protect your vehicle from another loss. Consider moving it out of the  flow of traffic once the police have given their approval.
  • Do not accept money. Do not accept fault. Do not agree to forget about the auto accident
  • Try to record everything on the scene. Your notes should include details of the accident, identification of the autos and people involved, and the names and badge numbers of all emergency personnel. Take pictures if possible.
  •  Get copies of all police reports.
  •  Have the insurance company inspect and appraise the damage before any steps are taken to repair it.
  •  Cooperate with the Kelsick Insurance representative in the investigation, defense or settlement.
  •  Send  KIA copies of any notice or legal papers received in connection with the accident as soon as possible. Make sure you keep the originals.
  •  If you are injured, submit to physical examinations by physicians selected by the insurance carrier as often as they reasonably require. (The insurance carrier pays the cost of these examinations.)
  •  Give your authorization for the insurance carrier to obtain medical reports and other pertinent records.
  • File a claim..
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